WHAT IS A SIP ? | SIP என்றால் என்ன?

 

WHAT IS A SIP ?: 

SIP: Systematic Investment Plan

 SIP is a plan under which you can invest a certain fixed amount every month in the equity market. Your amount gets invested into the stock market on your chosen SIP date.

Let us consider that you have decided to invest ₹1000 every month in ICICI Prudential Technology Direct Fund. It is basically a boon for the salaried people who are having the idea of investing. Every month the investor has to maintain ₹1000 as their balance to be invested in the scheme.

According to SEBI, the maximum SIP amount can be any amount as per the investor's choice. the minimum SIP amount is ₹500. But certain Mutual fund schemes have a minimum SIP amount of ₹100 too.  Through SIP you can invest in the equity market every month. You just need to maintain the balance so it will enforce discipline over a long period, like 20 years.

BENEFITS OF SIP:

1. Establishes a discipline to invest regularly.
2. Rupee Cost Averaging.
3. Convenience for the investor.
4. Power of Compounding: [Earning profits by investing your profits].
5. Own more stocks in small quantities.
6. Stop any time you want.

 

POWER OF COMPOUNDING:

Compound interest makes your money grow faster since interest is calculated both on the original principal as well as on the interest accumulated over time. The income earned from these investments, combined with the original investment, can create a snowball effect.

When it comes to saving, the 'Rule of 72' is a good rule of thumb for determining how long it will take to double your savings. Simply divide 72 by the expected rate of return. 

For example, if your investments returned 6% annually, you would double your investment about every 12 years.

The more time, the more growth potential.

The higher your starting amount and the higher your investment return, the faster your savings compound. And over time, it can seriously add up. Saving early and often can put the power of compound growth in your favor by putting your money to work—so you don't have to!

DISCLAIMER:-

The content of this site is only for educational purpose. I am not SEBI Registered. The motive of this site is to share my knowledge on share market to new budding investors and others who are learning about stock market

My Kind request to my site viewers, Before taking any decision please do self analysis, consult or discuss with Your financial Advisor .

மறுப்பு:-

இந்த தளத்தின் உள்ளடக்கம் கல்வி நோக்கத்திற்காக மட்டுமே. நான் செபியில் பதிவு செய்யப்படவில்லை. இந்த தளத்தின் நோக்கம், பங்குச் சந்தையைப் பற்றிய எனது அறிவை புதிய வளரும் முதலீட்டாளர்கள் மற்றும் பங்குச் சந்தையைப் பற்றி அறிந்துகொள்ளும் மற்றவர்களுக்குப் பகிர்வதாகும்

எனது தள பார்வையாளர்களுக்கு எனது அன்பான வேண்டுகோள், எந்தவொரு முடிவையும் எடுப்பதற்கு முன், சுய பகுப்பாய்வு செய்யுங்கள், ஆலோசனை செய்யுங்கள் அல்லது உங்கள் நிதி ஆலோசகருடன் விவாதிக்கவும்.